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Winging Retirement Doesn't Work Anymore

We specialize in guiding Millennial and Gen X couples to financial independence with tailored financial planning and investment management.


Our proven process helps you achieve and sustain a fulfilling retirement, so you can live your dream life.

Schedule Your 10-Minute Consultation
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Many clients start their financial journey feeling uncertain and overwhelmed. They don’t know if their investment strategy is aligned with their goals (let alone their values) or whether their tax liabilities could be reduced.


“I didn’t know if I was making the right decisions for my future.”


Without the right guidance, clients risk missing out on tax-saving opportunities, poorly managing debt, and making investment mistakes. This often leads to stress and a lack of confidence in their financial decisions.


At KLD Wealth, we bring clarity to your financial life. With services like investment reviews, tax analysis, and estate planning, we’ll provide you with a clear path forward, customized to your unique situation.


With regular newsletters, regular goal monitoring, and retirement check-ups, we stay on top of your changing needs. You’ll feel supported, knowing that we’re proactively guiding you every step of the way.


All while using our easy-to-use online financial portal to access all your information in one place, giving you convenience and peace of mind.

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Improved Financial Clarity and Control

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Online Financial Portal

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In-Depth Financial Plan

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Behavioral Financing Coaching

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Maximized Tax Efficiency and Savings

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Tax Analysis

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Roth Conversion Review

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Year-End Tax Planning

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Secured Future and Legacy Planning

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Retirement Income Planning

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Wealth Transfer Planning

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Basic Estate Planning

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Family Wealth Planning

why choose us

Personalized financial strategies, built for your lifestyle.

  • Tailored Planning for Unique Dreams

    Every financial strategy we develop is as individual as you are. We listen to your dreams and tailor our advice to align perfectly with your life goals and values, ensuring that each step you take is measured and meaningful. We’ll make the complex simple, so you can make decisions with confidence.

  • Transparent, Honest Financial Guidance

    We believe in transparency—no hidden fees, no sales pitches, just advice that makes sense for you. You’ll know exactly what you’re paying for, and you’ll understand every step of the process.

  • Proactive Approach to Wealth Management

    We don't just react—we anticipate. By aligning your financial strategy with your personal values, you’ll finally feel like someone is looking out for your future as much as you are, ensuring your wealth reflects both your goals and your principles.
Schedule Your 10-minute Consultation Today

  • 1. Are your recommendations truly in my best interest? Are you obligated to be a fiduciary at all times?

    Yes. All our recommendations are in our client's best interest, and we always maintain the fiduciary standard. We do not sell any commission-based products, so we will only act in your best interest. 

  • 2. How are you compensated? Are you fee-based or fee-only?

    We are a fee-only financial planning and investment management firm. Our compensation is agreed upon before doing any work, and we pride ourselves on full transparency of fees. 

  • 3. Will your recommendations be primarily in one area or comprehensive in nature? In other words, will I need to find another advisor for advice in other areas?

    Unless otherwise agreed upon, all our recommendations are comprehensive. Most of our clients engage in ongoing financial planning and are provided with a full written financial plan. Although we do not offer tax preparation or legal services, we partner with multiple tax and legal experts to ensure you are completely taken care of.

  • 4. Do you have the knowledge and experience necessary to successfully navigate the complicated world of financial planning and taxation and achieve my financial goals?

    Yes. David Wiedmeyer has extensive financial planning experience and almost ten years of experience. On top of that, David has a Master's degree in Personal Financial Planning from Kansas State University and a Bachelor's degree in Finance from Miami University. He is a CERTIFIED FINANCIAL PLANNER (CFP®). 

  • 5. How many clients do you serve, and how does their situation compare to mine?

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    We are currently a boutique firm serving 14 households and growing. Our current client focus is on Millennial and Gen X couples seeking financial independence. 

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  • 6. How often will I hear from you?

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    We work for you. So, our clients are free to call any time. We have regularly scheduled meetings at least four times yearly to cover all your financial needs. These meetings will cover the four main areas: tax planning, risk management, investment management, and debt/cash flow management. On top of our regularly scheduled meetings, we will reach out via text, email, and phone to check in and ensure everything is going well! Or to say hi! 

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Schedule Your 10-minute Consultation Today
preparing for tomorrow - today

"The secret of getting ahead is getting started."

- Mark Twain

News & Updates

Planning for Incapacity: What Happens If You Can’t Make Decisions for Yourself?

By David Wiedmeyer • October 11, 2024
This blog explores the critical aspects of incapacity planning and why it’s essential for Millennials and Gen Xers. It explains what incapacity means in estate planning and discusses key documents like Durable Power of Attorney, Healthcare Power of Attorney, and Living Wills. The blog highlights common pitfalls, such as failing to update documents and overlooking digital assets, and provides practical steps to create a comprehensive incapacity plan that protects your health, finances, and loved ones. For more guidance, contact a financial planner in Dayton, Ohio.

The Investor’s Guide to Tax-Efficient Asset Management You Need to Read

By David Wiedmeyer • October 10, 2024
This blog provides Millennials and Generation Xers with a comprehensive guide to tax-efficient asset management strategies. It covers topics like tax-loss harvesting, Roth conversions, charitable giving, and estate planning, highlighting how these approaches can reduce taxes and preserve wealth during the historic $68 trillion wealth transfer from Baby Boomers. By integrating these strategies into a personalized financial plan, readers can optimize their investments, minimize tax burdens, and build a long-term legacy. Ideal for anyone seeking to protect their wealth through smart tax planning.

No, You Aren’t Covered… Common Misconceptions About Homeowner’s & Renter’s Insurance

By David Wiedmeyer • October 9, 2024
This blog explores common misconceptions about homeowner’s and renter’s insurance, such as false assumptions about coverage for floods, mold damage, high-value items, and home-based businesses. It provides a detailed breakdown of these misunderstandings and offers actionable steps to ensure your policies adequately protect your home and belongings. The blog emphasizes the importance of reviewing your current policies, adding necessary riders or endorsements, and regularly updating coverage to close gaps. It concludes with a call to action for a personalized insurance review.
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